Description

Assisted living is designed for seniors who require some help with Activities of Daily Living (ADLs) such as eating, bathing, dressing, laundry, housekeeping, and taking medications. Three meals a day are offered in a central dining area. An assisted living residence can be either an assisted living home, a private residential home with 10 or fewer residents, or an assisted living center, an assisted living community with anywhere from 11 to 100 or more residents. These residential settings allow the elder to maintain a relatively high degree of independence and privacy. Staff members regularly supervise the residents and provide help with personal care where needed. Assisted living facilities also offer 24 hour emergency assistance.

Payment Options and Eligibility

Primarily private pay; Medicare does not cover assisted living. Medicaid covers assisted living in some states at Medicaid certified facilities. For more information about Medicaid coverage of assisted living homes and centers, visit the Financial Considerations page.

Some long-term care insurance policies will cover assisted living. For more information on long-term care coverage of assisted living homes and centers, visit the long term care insurance Ask the Expert page.

Cost

$1,500 to $4,500 per month depending on facility and level of care needed.

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