Z Planning Group

The focus at Z Planning Group is comprehensive long-term care planning and elder care advocacy. We take an in-depth look into the client's particular situation with respect to finances, health, estate issues/desires, family history, family geographical challenges, history of long-term care needs, history of prevalent conditions within the family, and so much more. Z Planning Group is focused on problem solving rather than solutions. We believe that there are many ways to resolve issues. There is not one solution that works for everyone. The proper solution is the one that works for you and your family. It's about planning and ensuring a funding mechanism for the plan.

The firm is led by Mr Jay E. Zandell, CLTC, a recognized expert in long-term care planning. Mr. Zandell graduated from the University of Kansas and is the proud father of two children. He established the firm to separate and distinguish the differences between product marketing organizations and those committed to helping individuals, families and businesses in addressing the inevitable situation of long-term care in a respectful and professional manner.

For more information, call Jay at (602) 377-1995 or visit his website at www.zplanninggroup.com.

Mike Nitchen
LUTCF, CLTC & FFS
Your Long Term Care Specialist

ElderOp Insurance Counselor

Click to ask Mike your questions.

Your Long Term Care Specialist

Michael is an Arizona resident who has specialized in Long Term Care since 1992. He consults with individuals, families and small business owners, helping address concerns regarding Long Term Care for themselves or a family member.

Michael is a member of the National Assosication of Insurance and Financial Advisors (NAIFA). He has served on the Board of Directors and as the Chairman of the Federal / State Legislative Committee. He is an active member of the National Association of Health Underwriters (NAHU) and Arizona Political Involvement Committee (APIC).

Michael takes his professional duties as a Long Term Care Specialist very serious. His determination to serve his clients in a professional manner is demonstrated by his belief in continuing education. Michael has earned the distinguished Life Underwriter Training Council Fellowship (LUTCF) designation, the Certified in Long Term Care (CLTC) designation as well as the newest designation offered through NAIFA, Financial Services Specialist (FSS). All three are symbols of dedication to his profession and the clients he serves. Sharing his knowledge and educating others about Long Term Care has allowed Michael and his staff to assist Arizona residents in indentifying and solving their L.T.C., retirement and estate planning needs.

As a free service, you may contact Michael with questions you have or attend one of his speaking engagements. Just call (480) 231-8788 or email LTCawareness@cox.net.

Insurance Architects

At Insurance Architects our mission and the basis for our company is to improve quality of life for our clients. We truly care about giving you every option available through our vast selection of products and resources. Our highly trained staff specializes in the field of future planning in Long Term Care, Life Insurance and Medical Expenses. Enjoy the peace of mind you deserve, call Insurance Architects today for a private consultation and experience our company's philosophy in taking care of you, our client.

For more information about Insurance Architects, contact Tammy Gher at (623) 326-2396 or via email at tammy16106@cox.net.

ElderOp is not affiliated with the organizations listed on this page or responsible for their service. Our goal is to present quality options. Choosing the right one is a personal decision between you and your healthcare provider.

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