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Estate Management, Inc. |
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David Whiteside, CLTC, LTCP offers a low-key, personalized, consultative approach to funding retirement and long term care. He has a unique, non-traditional practice devoted to preservation of principal as the primary objective. Completely client-driven - no pressure or obligation; No quotas or hidden agenda from any carrier or lender; Truly independent to research and recommend for you; Approved Volunteer Rep. for the Veterans Coalition Senior Veterans Initiative. |
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David is the Manager for Estate Management in Southern Utah & Mesquite, NV. David is a member of The National Care Planning Council, Director of the Southern Utah Estate Planning Council, and is Director of the Southern Utah Care Planning Council. He has offered financial advice and services since 1990, holds two Long Term Care certifications, and is a fully licensed mortgage and reverse mortgage agent in Utah and California. His services are available in Nevada, Utah and California.
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more information, call David at (800) 820-6273 or visit his website at www.LTCworks.com. |
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David Whiteside
CLTC, LTCP
Manager
Estate Management Inc
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ElderOp Insurance Counselor |
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Click to ask David your questions. |
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Z Planning Group |
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The focus at Z Planning Group is comprehensive long term care planning and elder care advocacy. We take an in depth look into the clients particular situation with respect to finances, health, estate issues/desires, family history, family geographical challenges, history of long term care needs, history of prevalent conditions within the family and so much more. |
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Z Planning Group is focused on problem solving rather than solutions. We believe that there are many ways to resolve issues. There is not one solution that works for everyone. The proper solution is the one that works for you and your famil. It's about planning and ensuring a funding mechanism for the plan. |
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The firm is lead by Mr. Jay E. Zandell, CLTC , a recognized expert in long term care planning. Mr. Zandell graduated from the University of Kansas and is the proud father of two children. He established the firm to separate and distinguish the differences between product marketing organizations and those committed to helping individuals, families, and businesses in addressing the inevitable situation of long term care in a respectful and professional manner. |
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For more information, call Jay at (602) 377-1995 or visit their website at www.zplanninggroup.com. |
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Physicians Mutual Insurance Company |
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Long term care represents the largest out-of-pocket expense facing older Americans. The average national cost for year-long care in a nursing home is about $57,000 and an 8-hour shift for a home health aide cost an average of $128, with the cost of five shifts per week totaling more than $33,000 annually. |
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Many people don't know, however, that long term care issues affect for more than our nation's elderly. The chances are greater than 50% that a person will need long term care sometime in their life, and more than 40% of those receiving long term care are under the age of 65. |
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Good long term care insurance coverage can help alleviate the potential stress of needing long term care, This type of private insurance helps pay for the expenses associated with being unable to care for yourself as a result of an accident, disability, or just getting older. |
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For more information on long term care insurance, contact Michael Nitchen at Physicians Mutual Insurance Company (480) 945-1336. |
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Insurance Architects |
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At Insurance Architects our mission and the basis for our company is to improve quality of life for our clients. We truly care about giving you every option available through our vast selection of products and resources. Our highly trained staff specializes in the field of future planning in Long Term Care, Life Insurance and Medical Expenses. Enjoy the peace of mind you deserve, call Insurance Architects today for a private consultation and experience our company's philosophy in taking care of you, our client. |
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For more information about Insurance Architects, contact Tammy Gher at
(623) 326-2396 or via email at tammy16106@cox.net. |
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